Recreational toy vehicles, such as all-terrain vehicles (ATVs) can be exciting to use. Like any motorized vehicle, toy vehicles are vulnerable to various unforeseen accidents. Having the ATV insurance policy can protect you from high accident-related costs. Selecting the right coverage can be difficult, which is why our agency is determined to help you learn more about your potential coverage options.
What ATV Insurance Covers
Coverages tend to vary among policyholders, but standard toy vehicle insurance policies might include options such as:
- Liability coverage helps cover expenses if you or someone listed in your insurance policy are at fault in an accident that causes property damage or bodily injury.
- Uninsured/underinsured motorist protection helps cover repair expenses if a driver with little or no insurance damages your ATV.
- Custom parts/equipment coverage helps protect against damages to custom enhancements made to your toy vehicle.
- Medical payments coverage helps cover medical bills if you or your passengers are injured in an accident.
Contact our agency to learn more about potential coverage options included in your ATV insurance policy.
How to Get ATV Insurance
Risinger Insurance Agency can help you navigate toy vehicle insurance policies so you can decide on the proper coverage. Contact one of our agents today to learn more or request a quote.